Recently, Alipay has made some adjustments to the real-name authentication process. Many people may think it has become a bit complicated and ask, "Does it take a long time?" In fact, it is not the case. Today I will take you to understand this new process, so that you can easily complete the real-name authentication and avoid those headaches.
Alipay real-name authentication has finally been updated!
In the past, Alipay real-name authentication was very simple. You could upload your ID card photo and complete it in a few steps. However, as financial supervision becomes more and more strict, Alipay has made some adjustments to real-name authentication. The main purpose of this upgrade is to improve security and prevent some criminals from committing fraud through false identities.
These changes are actually beneficial to us users and ensure that we are safer when using Alipay. After all, inaccurate identity authentication may cause a lot of trouble. Alipay’s optimization is also to ensure that every transaction is legal and safe.
How to change the real-name authentication? The operation is actually not complicated
Don't worry, the operation of changing real-name authentication is actually very simple. You only need to follow the following steps to complete it successfully:
Step 1: Open Alipay, enter the "My" page, and click "Settings"
In settings, you will see the "Account & Security" option, click on it.
Step 2: Select “Real-name Authentication”
You can see your current certification status. If it has been authenticated, "Authenticated" is displayed; if not, click "De-authenticate" to start.
Step 3: Fill in personal information
Next, the system will ask you to fill in your name, ID number and upload an ID photo. Remember to make sure the photo is clear and not blocked, otherwise the authentication may fail.
Step 4: Perform face recognition
If you haven't done face recognition yet, you will be asked to complete this step. This is to ensure that you match the ID card information and improve the accuracy of the authentication.
Step 5: Wait for review
After submitting all the information, Alipay will review your information. The review usually takes a few minutes to complete. If there is a problem, Alipay will prompt you to re-upload the information.
Why strict certification? Data to reveal
Why does Alipay need to strengthen real-name authentication? This is because financial fraud is becoming more and more serious, and many frauds occur on payment platforms. According to the latest data, in 2024, the number of fraud cases involving payment platforms will account for 30% of all cases. Therefore, in order to protect the safety of users' funds, Alipay has to strengthen real-name authentication to ensure the security of transactions.
In addition, Alipay's functions are no longer limited to payment, and more and more financial services have also been added, making real-name authentication even more important. Data shows that Alipay’s new real-name authentication users will exceed 500 million in 2023, and the growth rate is quite fast.
Real case sharing: Is real-name authentication a “pit” or a “treasure”?
Many people may find real-name authentication a bit troublesome, and some may even be unwilling to do it. But in fact, if you fail to complete the real-name authentication, you may encounter some problems. For example, some users are restricted from withdrawing money because they are not authenticated. Some people even had their accounts frozen due to inconsistent identity information and were unable to make payments or transfers.
The good news is that Alipay has optimized the real-name authentication system this time, reducing a lot of "stuck" phenomena. The authentication process has become smoother and the user experience has also been improved.
Real-name authentication makes it more secure to be a "law-abiding citizen"
In general, Alipay’s upgrade of real-name authentication this time is actually to enhance security and make each of our users feel more secure when paying on the platform. If you have not completed the real-name authentication, check it quickly to avoid payment restrictions in the future.
