"The daily income is as high as '1.5% ~ 2%'" "Deposit 100,000 yuan, and the interest will be 1,400 yuan a day" "(Invest) 500,000 yuan can earn more than 7,000 yuan a day"… Is this kind of yield a "pie" or a "trap"? Recently, Chao News reporters have received several complaints from readers, saying that they were suspected of being deceived by an investment platform called "Future Yunqi".
The complainant said that the platform uses virtual "digital collections" as investment targets, claiming that the collections have "appreciation potential" and the daily income is considerable. But in fact, these collections have no real value support and cannot be freely traded or freely withdrawn. The system backend can even force them to be removed from the shelves or "analyzed" into worthless "gold treasures" at any time, making all digital assets useless.
Reporters found that there are still many complaints against Future Yunqi on social platforms such as WeChat video accounts and Xiaohongshu.
What kind of platform is this? Are its operations in violation of regulations? What risks do investors face? The reporter conducted an in-depth investigation.
Post-00s guy takes out a loan to speculate on “digital collections”
More than 700,000 yuan was deposited into the platform and was wasted
Xiao Tang (pseudonym), a "post-00s generation" in Taizhou, Zhejiang, reported on Future Yunqi on social platforms, saying that the company was suspected of defrauding college students from tuition fees and inducing teenagers to take loans. He himself suffered a total loss of more than 700,000 yuan.
The reporter contacted Xiao Tang, who learned about the "Future Yunqi" APP in February 2025. "At the gym, a fitness instructor recommended it and said it could make money." Xiao Tang said that the instructor told him that Future Yunqi is China's leading "digital collection" service provider. You can get considerable profits by participating in the "picture grabbing" recharge activity on the Future Yunqi platform. Under the "slow growth" mode of the platform, it promises a daily increase of 1.5% to 2.0%, and both the recharge amount and the income can be freely withdrawn.
Such a generous reward made Xiao Tang excited. He immediately downloaded the APP and registered, chose to join one of the trading communities, and contacted the "team leader" of the community. Xiao Tang said that the community team leader is mainly responsible for attracting "subordinates" to the platform to "play". The collections of the "subordinates" will appreciate in value at a certain rate every day, and the team leader can get a "handling fee", which is a rebate.
As for the real name and identity of the team leader, Xiao Tang said he has never known it.
"Digital collection" without "sale key" Photo provided by interviewee
At the beginning, Xiao Tang invested several thousand yuan to try out his skills. He set his alarm clock at 3pm every day and snapped up "digital collections" on the APP (because the collections are all computer-generated pictures, users are accustomed to calling them "pictures"). "Pictures" that are usually released at 3 o'clock will be sold out in 2 minutes. After grabbing it, put the "picture" on the platform and "deposit" it, and the value will increase every day according to the increase. After the number of storage days is reached, you can make a profit by listing it on the platform and selling it.
"The short storage period is 5 days, and the long one is more than 20 days. You can see it every day, and the 'picture' will always 'appreciate'." Xiao Tang said that when he first started playing, the value did increase every day. After the storage period is reached, the system is unlocked and a "sell" button will be displayed. After appraising the value, you can sell it at any time, and you can freely withdraw cash after the fee is received.
As for who bought it, whether it was another real user, or whether it was recycled by the platform itself, Xiao Tang didn’t know. “I can only see the words sold.”
Driven by high returns and "team leader taking the lead", Xiao Tang invested a total of more than 700,000 yuan in multiple installments, of which 300,000 yuan was an online loan he borrowed.
"The team leader promised us to at least protect our capital. If we lose money, he will personally subsidize it. He also often posts rewards in the circle of friends of 'recharge 10,000 yuan and get a 100 yuan red envelope' to encourage us to increase our positions." Xiao Tang said.
Xiao Tang realized something was wrong when in July 2025, the collection worth 600,000 yuan held by Xiao Tang depreciated significantly and could not be sold. The platform explained that it was due to "hacker invasion." The team leader also told him that he needed to continue to invest additional funds to "unwind". Xiao Tang added funds again, but was trapped again.
“(Now) the collection cannot be sold or liquidated,” Xiao Tang said.
On social platforms, similar complainants also have many screenshots from Xiaohongshu
More than 300 people formed a group to defend their rights
“Platform management is chaotic and rules are formulated arbitrarily”
There are many people who have had the same experience as Xiao Tang, from all over the country.
The reporter joined two WeChat rights protection groups, with a total of more than 300 people in them. The amount invested by a single person ranged from tens of thousands to hundreds of thousands of yuan. Most of the group is born after 2000, some are still in college, and some of their funds come from tuition fees or online loans. Now, many people’s credit reports have collapsed and their lives are in trouble.
Xiao Yang, a post-2000 generation in Fujian, said that he and his relatives and friends had recharged a total of 580,000 yuan on the Future Yunqi platform. “All of my wealth was invested in the Future Yunqi platform to purchase digital collections, but the funds were withheld by the platform and have not been released so far.”
Mr. Luo from Ningbo said that in the future, Yunqi APP will recharge about 300,000 yuan, but the platform turned his assets into something called an "analysis card" on July 13, which has no value and cannot be liquidated. A Fujian user named Bibing (pseudonym) said that he lost 300,000 to 400,000 yuan on "Future Yunqi", and the balance was backdated into pictures, and his savings over the past few years were locked up.
Xiao Yang’s multiple applications for cash withdrawal were not approved by the respondent.
Xiao Yang said that the person in charge of Future Yunqi once responded, saying that the company is a digital collection company, and users on the platform are free to place orders and conduct voluntary transactions. The official does not promise profits, and the increase is not controlled by the platform. But in fact, Xiao Yang said, pending order trading is not that easy, and the rules are set by the platform and can be changed at will.
On December 22 and December 29, 2025, Future Yunqi issued two announcements to adjust the withdrawal rules. The first time required that the balance be multiplied by a coefficient of 1.6% for withdrawal. In other words, if the user has 10,000 yuan in his wallet, he can only withdraw 160 yuan. For the second time, the platform launched the "Future Wallet" function, with increasingly complex rules and strict withdrawal limits.
But the most fundamental problem is that users’ money is used to purchase pictures, but the pictures cannot be traded, realized, and withdrawn.
"Now I have all the pictures that cannot be sold. There is no 'sell' button anymore. The platform rules, picture values, and background data are all decided by the company." Xiao Yang said, "The interface of the platform has also completely changed."
The reporter logged into the Future Yunqi APP and found that the system was still in operation and there were still digital collections for sale on the homepage, but it showed that they were sold out. On social platforms, there are still many accounts "attracting new recruits" to Future Yunqi. One copy wrote: If you invest 10,000 yuan, you can receive a profit of 140 yuan a day, and you can earn more than 4,000 yuan a month. If you invest 100,000 yuan, you can make more than 7,000 yuan in just 5 days.
Such high returns are far beyond common sense.
The event flyer that Xiao Yang received before had words such as "compensation guaranteed" and "I will bear the risk" written on it. Provided by the interviewee
