A-share code: 600015 A-share abbreviation: Hua Xia Bank Number: 2026-04
Hua Xia Bank Co., Ltd. 2025 Annual Results Express Announcement
The Board of Directors and all directors of the Bank guarantee that there are no false records, misleading statements or major omissions in this announcement, and assume legal responsibility for the authenticity, accuracy and completeness of its contents.
The main financial data for 2025 contained in this announcement are group-level data initially calculated by Hua Xia Bank Co., Ltd. (hereinafter referred to as the "Bank"). They have not been audited by an accounting firm. The specific data are subject to the data disclosed in the Bank's 2025 annual report. Investors are reminded to pay attention to investment risks.
1. Main financial data and indicators in 2025
Unit: RMB million
Note:
1. Calculate basic earnings per share and weighted average return on net assets in accordance with the provisions of "Information Disclosure and Preparation Rules for Companies that Offer Securities to the Public No. 9 – Calculation and Disclosure of Return on Net Assets and Earnings per Share (Revised in 2010)".
2. In June and September 2025, the Bank paid interest of RMB984 million and RMB446 million to perpetual bond holders respectively, totaling RMB1.430 billion. When calculating basic earnings per share and weighted average return on equity, the Bank considers the impact of paying interest on perpetual bonds.
2. Description of operating performance and financial status
In 2025, the Group adhered to the general tone of work of seeking progress while maintaining stability, anchored high-quality development requirements, was guided by strategic goals, reshaped its competitive advantages, and achieved positive results in all aspects of its work.
During the reporting period, the Group achieved a total profit of RMB 34.174 billion, a decrease of 4.75% from the previous year; and a net profit attributable to shareholders of listed companies of RMB 27.200 billion, a decrease of 1.72% from the previous year. Total assets were RMB 4,737.619 billion, an increase of 8.25% over the end of the previous year; total loans were RMB 2,566.666 billion, an increase of 8.47% over the end of the previous year. Total liabilities were RMB 4,337.819 billion, an increase of 8.15% over the end of the previous year; total deposits were RMB 2,381.699 billion, an increase of 10.71% over the end of the previous year.
At the end of the reporting period, the Group's non-performing loan ratio was 1.55%, a decrease of 0.05 percentage points from the end of the previous year; the provision coverage ratio was 143.30%, a decrease of 18.59 percentage points from the end of the previous year.
3. Risk warning
The main financial data for 2025 contained in this announcement are preliminary accounting data and may differ from the data disclosed in the Bank's 2025 annual report, but the difference is not expected to exceed 20%. Investors are advised to pay attention to investment risks.
4. Documents available for inspection
Comparative balance sheet and income statement signed and stamped by the bank's legal representative, financial controller, and financial accounting department leader.
Announcement is hereby made.
Board of Directors of Hua Xia Bank Co., Ltd.
February 13, 2026
