Lijin Finance

Newsflash

• Huazhu Club Has The Largest Membership And Amazing Loyalty. It Has Been Recognized By The 318 Sichuan-Tibet Line.

  Travel media Skift recently released an interesting hotel loyalty ranking. It is not ranked by the total number of members, but by a new dimension - "the number of members per room."

  What does this mean?

  To put it simply, it is to see how many members can stay in the hotel.

  According to this algorithm, "Huazhu Club" defeated many international hotel groups and topped the list with 243 members per room. This number is almost twice that of Marriott Bonvoy (143 members per room), which has the second largest total number of members in the industry. Hilton ranks only 174th in this indicator, ranking fourth. Internationally renowned hotel groups such as Hyatt, InterContinental, and Wyndham ranked 6th, 8th, and 10th respectively.

  In terms of the total number of members, Huazhu Club also topped the list with 288 million members.

  If the total number of members is regarded as a reflection of the hotel's "influence", then the "number of members per room" is more like a "comprehensive index" - taking into account the differences in the size of the hotel group, a clearer understanding of the actual development of its loyalty program.

  This means that Huazhu Club not only leads in membership scale, but also has amazing user loyalty.

  This has been vividly confirmed in the hiking circle around me.

  Recently, Huazhu has been very popular about the 318 Sichuan-Tibet Line. As a hiking enthusiast, many of my friends often take this line. After chatting, I discovered that many of them are members of Huazhu, and upon hearing the news, they all said, "I feel more at ease with Huazhu. It is 100 times more reliable than hotels and B&Bs!"

  This kind of heartfelt recognition may be the best reflection of the high stickiness of Huazhu members.

  global hospitality industry

  Stuck in "Member Anxiety"

  In recent years, the global hotel industry has fallen into a strange "member anxiety".

  Major hotels have promoted their total number of members: Marriott 248 million, Hilton 226 million, Intercontinental 145 million... Although the numbers may seem eye-catching, people in the industry know that compared to the total number, the more long-term value is actually the activity of members.

  Some members may have never opened the APP and do not remember registering, and their points balance has been zero for a long time.

  After the impact of the epidemic, hotel groups accelerated store openings while shrinking their point policies.

  Members found that the more points they accumulated, the more useless they became—from assets to “lottery tickets.”

  The growth rate of loyal members simply cannot outpace the growth rate of stores.

  What’s even more cruel is that traffic sovereignty in the hotel industry is being eroded bit by bit by OTAs.

  Booking, Meituan, and Ctrip have user portals and price comparison algorithms, and their points applications are becoming more and more widespread, and they are attracting customers step by step.

  As a result, members have become “puffy” digital assets.

  From this perspective, the 243 guests in each room of Huazhu show the positive growth of loyalty members and scale development.

  And behind it lies a "shuffle" of the global hotel industry by Chinese hotel brands.

  From 0 to 288 million,

  How does Huazhu do it?

  More than ten years ago, the membership system of China's hotel industry was almost a wasteland.

  At that time, membership cards had to be registered manually at the front desk, and points were only stored in the system and could not be seen or used.

  In 2008, in an era when guests were troubled by cumbersome check-out and check-out procedures, Hanting broke precedent and implemented "zero-second check-out", allowing members to feel an unprecedented sense of pride.

  In 2013, "points monetization", which is rare in the hotel industry, was realized and can be used as money.

  In 2014, Huazhuhui App was launched, and the membership system changed from offline cards to an online ecosystem.

  Over the past ten years, this system has grown from a simple accommodation discount to a complete "accommodation + transportation" life system:

  You can use the app to upgrade room types, delay check-out, and send laundry with one click. You can also use points to redeem products, video memberships, coupons, performance tickets, and even connect with membership rights such as Juneyao Airlines and Didi Chuxing.

  In the blink of an eye, in 2025, the number of Huazhu Club members exceeded 288 million, surpassing Marriott and Hilton to become the number one in the world.

  But numbers are just results, what’s more important is logic.

  In the eyes of traditional hotel groups, members are marketing accessories, the product of discounts and points. In Huazhu's model, members are traffic portals, repurchase engines, and ecological nodes.

  Every click, every point, and every room upgrade strengthens the user's stickiness.

  The proportion of direct bookings by members of Huazhu Club has reached 65.1%, which means that two out of every three guests have direct private traffic from Huazhu Club - this is a rare high proportion in the world.

  Counterattack on OTA traffic sovereignty

  To understand the rise of the Huazhu Club membership system, we have to start with a long-term business game.

  In the past ten years, the biggest pain point in the global hotel industry is not building houses, but who controls the customer entrance.

  OTA has mastered "search and price comparison", and the brand has lost its direct connection; members have mastered "repurchase and trust", but if it is interrupted by OTA, the brand will be speechless.

  The path chosen by Huazhu is to build a closed loop of its own traffic from the beginning.

  From the official website, APP, mini-programs, to points malls, co-branded credit cards, to social media and content-based planting, it is systematically "pulling users back into its arms."

  what does that mean?

  This means that Huazhu does not have to rely on OTAs to gain exposure, nor does it have to passively give away profits - members themselves are the most accurate and lowest-cost traffic entrance.

  The capital market knows this best.

  In the eyes of investment banks, members are not "users" but "assets": they represent cash flow certainty, repurchase rate and bargaining power.

  If you have enough "active" members, you can negotiate better bank co-branded card rates and lower financing costs.

  This is what gives Huazhu the confidence to surpass international giants.

  At the consumer level, Huazhu’s loyalty system is also reshaping industry perception.

  Others turn points into routines, Huazhu turns points into currency; others rely on shouting slogans to brainwash people, while Huazhu relies on experience to retain people.

  This is the core logic of Huazhu to win the membership war: getting members is not a marketing tool, but the business model itself.

  In an era when traffic is cut by platforms and trust is diluted by algorithms, Huazhu’s membership model makes “direct connections” more valuable again.

  39 minutes ago

• On February 24, The Planning Of Multiple Plots In Beijing Was Announced, Including Related Projects In Songyuli And Tongzhou In Chaoyang District.

  On February 24, according to the Beijing Planning Commission, the planning for plot 0410-0001 of the urban village reconstruction project in Songyuli Pingfang District, Chaoyang District, Beijing was announced. The project is located in Panjiayuan Street, Chaoyang District, right between the East Third Ring Road and the Fourth Ring Road, along West Dawang Road, and close to the Ximen Subway Station of Beijing University of Technology. The main developer is Beijing Maoyuan Jinghong Real Estate Development Co., Ltd., which won the land for 5.024 billion yuan on November 25 last year.

  According to the announcement, the construction land area of ​​the project is 28,900 square meters, with a planned total construction area of ​​approximately 132,400 square meters, a floor area ratio of 2.8, a residential building height of 18.7 to 73.6 meters, and a green space rate of 30%. A total of 13 6-21F residential buildings are planned, with a total of 499 households, and the average floor area per household is approximately 161.85 square meters.

  Recently, China Shipping’s project in Jiushushu, Tongzhou released the name - China Shipping·Jiushumanhe. The project is expected to build a total of 9 residential buildings with approximately 580 households. The product will be a fourth-generation “good house” product with three to four bedrooms with a built-up area of ​​approximately 75-120 square meters. There is a wide open balcony with a depth of 1.5 meters in the south direction, and a wide equipment platform in the north direction with a depth of 0.8 meters. The occupancy rate is as high as 97%.

  It is reported that on November 27, China Overseas Real Estate acquired the land where the project is located for 1.248 billion yuan, with a floor price of approximately 22,900 yuan/㎡ and a premium rate of 0.97%.

  On February 24, the Tongzhou Municipal Planning Bureau announced the "Comprehensive Implementation Plan for the Planning of FZX-0704-6023 and other plots in Beijing's sub-center." According to the announcement, the land parcel is located in Songzhuang Town, Tongzhou District, bounded by Xinggezhuang North 1st Street in the north, Xinggezhuang North Street in the south, Xinggezhuang Middle 1st Street in the west, and Zhaijiagou West Road in the east. The land area is approximately 7.65 hectares, and the above-ground construction scale is approximately 168,800 square meters. The land contains 4 sub-plots, 3 of which are residential land, with a total construction scale of 164,100 square meters, a floor area ratio of 2.3, and a height limit of 36 meters (partially 45 meters). A kindergarten land is also planned, with a construction scale of approximately 4,700 square meters and a height limit of 16 meters. The land is located in Songzhuang Town, Tongzhou District, outside the East Sixth Ring Road. It is planned to be an interchange station for Line M23 and Line M102. It is surrounded by Songzhuang Shoukai LONG Street, Songzhuang Painter Village, Songzhuang Cultural and Creative Park, Beijing Anzhen Hospital (Tongzhou Campus), and Children's Hospital Affiliated to Capital Institute of Pediatrics, Tongzhou Campus (under construction) and other living facilities.

  On February 25, after eight developers fought for nine hours and more than 240 rounds of fierce "fierce battles", the Zhujiang New Town Racecourse site, which was called an "epic" land auction in the industry, was finally hammered out. It is reported that this comprehensive land (including residences) is located south of Huangpu Avenue and east of Machang Road in Tianhe District. The starting price is as high as 18.644 billion yuan. The total land area of ​​the plot is about ‌194,500 square meters. The land area for sale is 174,000 square meters. The total construction area is about ‌566,900 square meters. It is in a core location, large in size, and rich in business types. In the end, Yuexiu Real Estate acquired the Machang site for a total price of over 23.6 billion yuan, equivalent to a floor price of approximately 85,000 yuan per square meter, setting a new record for the highest floor unit price in Guangzhou history.

  According to Beijing Daily, Beijing recently released the first batch of urban renewal plan project lists for 2026. The first batch of projects totals 1,321, including 745 newly implemented projects and 576 projects that will be carried over and continued in 2025. The first batch of projects in 2026 plans to invest 104.95 billion yuan. Among them, the inheritance of historical context and the comprehensive improvement of the area have become key areas of urban renewal. Haidian, Fengtai, Xicheng, Chaoyang and Dongcheng have relatively concentrated projects on the list. In addition to the inheritance of historical context, four medical institutions including the renovation and upgrading project of the New China Children's Products Store, the renovation and renovation project of the Zhuangsheng Plaza office building, the "Tianqiao No. 1" performing arts cluster project, the renovation project of the Haidian Workers' Cultural Palace, and the Chuiyangliu Hospital have attracted high attention among citizens. In addition, Chaoyang, Haidian, Fengtai, Tongzhou, Changping, and Daxing have added a number of urban village renovation projects.

  On February 25, five departments including the Shanghai Municipal Housing and Urban-Rural Development Management Committee jointly issued the "Notice on Further Optimizing and Adjusting Shanghai's Real Estate Policies", which will come into effect on February 26, 2026. The notice focuses on multiple housing needs, involving non-Shanghai families (including adult singles, the same below) purchasing housing in the outer ring. The social security payment period is adjusted to one year; for non-Shanghai families who have completed three years of social security, they are allowed to purchase an additional house in the outer ring; the provident fund loan for the purchase of a first home in Shanghai can be up to 2.4 million yuan.

  39 minutes ago

• Hua Xia Bank And Luckin Co-branded Credit Card To Provide You With Novel Rights And Services For Coffee Lovers

  The sun is shining brightly on Ludao in July, and the cross-border linkage between finance and coffee adds to the excitement of midsummer. On July 17, Hua Xia Bank and Luckin Coffee signed a strategic cooperation agreement and jointly launched the Hua Xia Luckin co-branded credit card, bringing innovatively designed and privilege-rich credit card financial services to coffee-loving consumers across the country, and working together to help expand domestic demand and promote consumption.

  

  Hua Xia Bank and Luckin Coffee joint credit card cooperation agreement signing ceremony. Photo courtesy of Hua Xia Bank Xiamen Branch

  Serve the overall development of the country and assist local economic construction

  Currently, in the trend of building an open world economy, Hua Xia Bank and Luckin Coffee continue to serve the overall development of the country and help high-quality development of local economies with the friendly attitude of "win-win cooperation".

  Work together to strengthen BRICS supply chain cooperation. In recent years, Luckin Coffee has actively integrated into the construction of the Xiamen BRICS Innovation Base and actively purchased coffee beans from BRICS countries such as Brazil. It has become one of the largest importers of green beans in China. It has expanded and improved the industrial chain globally and is committed to building a world-class coffee brand. In response to the development needs of Luckin Coffee, Hua Xia Bank has proactively granted Luckin Coffee a low-risk letter of guarantee credit line since 2020, providing credit enhancement services for Luckin Coffee to purchase high-quality coffee beans from globally renowned production areas such as Brazil, Ethiopia, Colombia, and Indonesia, and strongly supporting Luckin Coffee’s economic and trade exchanges with BRICS countries and countries along the “Belt and Road”.

  Join hands to promote “fund investment promotion”. Dazheng Capital is China's leading industrial investment institution, focusing on investments in China's consumer, medical, corporate services and technology fields. In 2022, Hua Xia Bank Xiamen Branch, under the guidance of Hua Xia Bank Head Office, actively responded to the strategic deployment of the Xiamen Municipal Party Committee and Municipal Government to attract investment, fully utilized the resources and policy advantages of national state-owned joint-stock commercial banks and domestic systemically important banks, and joined forces with Ruixing Coffee Xiamen has successfully introduced Dacheng Capital, a key investment attraction company in the city, to settle in Xiamen. At the same time, it has also introduced two companies invested by it, Youaibei and YOGO Robotics, to settle in Xiamen through Dacheng Capital, contributing financial strength to Xiamen's creation of a world-class business environment and the development of the real economy.

  

  platinum card

  Creative design enriches rights and interests, digital finance helps promote consumption

  On the basis of the above cooperation, Hua Xia Bank signed a strategic cooperation agreement with Luckin Coffee and issued a co-branded credit card. Environmentally friendly card production process, convenient payment process, personalized "little blue cup" three-dimensional special-shaped card design... China Luckin's co-branded credit card brought a refreshing financial service experience to the audience.

  The relevant person in charge of Hua Xia Bank's Credit Card Center said that the release of Hua Xia Ruixing's co-branded credit card is a powerful exploration of digital development by both parties. The credit card is expected to issue 500,000 cards in the first year and arrange a consumer credit line of 10 billion yuan. It will give full play to the brand advantages, scale advantages and digital operation advantages of both parties, especially Hua Xia Bank's consumer finance technology, green finance ESG concept empowerment and Luckin Coffee's "10,000 stores and 10 billion" scale effect, to jointly help expand domestic demand and promote consumption.

  It is understood that China Luckin’s co-branded credit card has a series of distinctive designs and rich benefits. In terms of design, on the basis of the traditional rectangular card, this credit card specially adds a three-dimensional special-shaped card in the shape of Luckin's "little blue cup", which is easy to carry and provides consumers with a variety of choices; the card production process follows the concept of environmental protection, embeds advanced financial technology, and supports contactless transactions. Consumers who apply for this credit card can enjoy a number of specialty coffee benefits, including "up to 100 cups of drinks throughout the year", "coffee tour" fun activities, "free" installments, etc. They can also choose their own card number to meet their individual needs.

  It is worth mentioning that the launch of the China Luckin co-branded credit card was also launched in conjunction with the 4th Gulangyu Music Festival to launch a national promotion campaign to let more people understand the charm of Xiamen as a national tourism and leisure demonstration city.

  

  gold card

  >>Link

  China Luckin Co-branded Credit Card: Look, enjoy, have fun and drink up to 100 cups of coffee throughout the year

  The "China Luckin Co-branded Credit Card" has tailored an ecological scene experience of "beautiful, enjoyable and fun" for coffee-loving consumers, with many discounts for opening and using the card.

  "Little Blue Cup" three-dimensional special-shaped card

  Creative cards can be selected as you like, support contactless transactions, look good and are easy to use.

  Exclusive customized card number

  Provides the privilege of selecting card numbers, and you can define auspicious numbers, couple numbers, birthday numbers, etc. as you like.

  Five Specialty Coffee Benefits

  1. Welcome gift - up to 12 drinks

  Within 60 days (inclusive) after the card is approved, a new head of household card holder can receive 6 Luckin Coffee drink coupons worth 26 yuan for free if the gold card spends 99 yuan or more, and a maximum of 3 can be used per month; the platinum card holder can receive 12 Luckin coffee drink coupons worth 29 yuan for free if the platinum card spends 199 yuan or more, and a maximum of 4 can be used per month.

  2. Weekly delivery - up to 52 drinks throughout the year

  New Head of Household Card holders can receive 1 Luckin Coffee drink coupon worth 26 yuan for any 3 purchases per week with the gold card, and 1 Luckin Coffee drink coupon worth 29 yuan for the platinum card, with a maximum of 52 coupons available throughout the year.

  3. Discount redemption - up to 36 drinks throughout the year

  Cardholders can enjoy preferential points to redeem Luckin Coffee drink coupons, and can redeem up to 3 coupons per month.

  4. "Coffee Tour" fun activities

  Hua Xia Bank combines the rights and interests of 100 Cups of Coffee to carry out the "Coffee Journey" fun activity, adding check-in, medal, and blind box elements to the "Luckin Zone" in the "Huacai Life" App, and setting up milestone reward activities. After reaching the standard, the blind box can be opened to receive rich prizes (subject to actual conditions).

  5. Installment “free”

  Cardholders who successfully apply for the China Luckin co-branded credit card will receive an installment coupon for any purchase after activation. You can enjoy an interest-free discount of up to 3,000 yuan divided into 3 installments, and each customer can only enjoy it once.

  

  The "Little Blue Cup" three-dimensional special-shaped card is easy to carry and provides consumers with a variety of choices.

  Charges

  1. Standard card annual fee

  China Luckin Co-branded Credit Card (Gold Card) Main Card and Supplementary Card: The annual fee for the core card is waived in the first year, and the annual fee for the following year is waived if you make card transactions in any 6 months of each year.

  China Luckin Co-branded Credit Card (Platinum Card): The main card is exempt from annual fees in the first year, and 20,000 points can be used to redeem the annual fees within 3 months after the annual fees are incurred; additional cards are exempt from annual fees.

  2. Mini card charging ("Little Blue Cup" three-dimensional special-shaped card)

  The China Xia Ruixing co-branded mini credit card discount is free of annual fees during the validity period.

  When applying, you can choose whether to allocate a mini card at the same time. The card face customization fee is 66 yuan. The first 3,000 customers who apply can enjoy free distribution. If the number of applications exceeds the quota, a card face customization fee will be charged.

  40 minutes ago

• Aging Is Accelerating, The Silver Economy Is Rising, And Scientific Dietary Therapy Has Become The New Favorite In Health Management

  When the background of "old age care" shifts from survival guarantee to quality of life, "enjoying old age" has gradually become the core proposition of the silver age. How to meet the new needs of the elderly for healthy consumption through a scientific approach has become a key exploration to promote the high-quality development of the silver economy.

  Policy guidance: Silver economy welcomes new opportunities

  As my country's aging process continues to accelerate, the silver economy is gradually becoming a new engine to promote social and economic growth. Data shows that as of the end of 2025, my country's population aged 60 and above will reach 320 million, and it is expected to exceed 400 million in 2035, and the scale of the silver economy is expected to exceed 30 trillion yuan.

  The huge population base has given rise to diversified demand for health services. The consumption demand of the elderly has also changed from simple "elderly care" to "enjoyment of old age" that pursues quality and fun. The demand for health management is growing particularly rapidly. This transformation has not only opened up new space for the silver economy, but also put forward higher requirements for the specialization and refinement of health services.

  Demand-driven: Scientific dietary therapy has become a new starting point for health management

  In the health management of the elderly population, the prevention and control of chronic diseases is a top priority. The health concept of the new generation of silver-haired people is changing from "treating diseases" to "preventing diseases" and "nurturing health." The demand for nutritional balance, chronic disease management, and daily conditioning is increasing day by day. The traditional service model is no longer able to meet their personalized and preventive needs. This mismatch between supply and demand has become one of the key bottlenecks restricting the high-quality development of the silver economy.

  In order to deal with this problem, scientific dietary therapy is gradually emerging and becoming an important support for building a healthy defense line for the elderly. Its core is to help the elderly improve their metabolic indicators and reduce the risk of chronic diseases through personalized nutrition assessment and customized dietary treatment plans. This not only helps improve individual health, but also relieves the pressure on the medical system and family care burden to a certain extent.

  In response to the long-standing pain point in the field of chronic disease management for the elderly group of "difficulty in adhering to plans and lack of enthusiasm in execution", Changqing Group has used its nutrition and dietary therapy business as a starting point to build a health care chain covering "professional assessment, personalized intervention, and full-process companionship".

  Dual drivers of service and intelligence: opening up the “last mile” of health management

  The "5S service system" innovatively built by Changqing starts from the accurate health portrait of users' physical examination reports, living habits and other multi-dimensional data. It relies on the "4816 nutrition and diet therapy system" to customize personalized plans for users, achieving the organic unity of precise nutrition ratios and targeted intervention for chronic diseases. Different from AI recipes, the core of Changqing's service lies in warm and accompanying health intervention. Nutritionists track changes in user indicators throughout the process, dynamically adjust execution details, and transform static recipes into daily lifestyle solutions.

  At the same time, the introduction of intelligent technology has further expanded the boundaries of comprehensive health management services. With the help of AI hardware and data platform, Changqing Kangban Machinery has opened up the "last mile" of health management, allowing the elderly to enjoy all-weather health monitoring and companionship services at home. This "technology + service" model promotes health management from "passive response" to "active participation", which not only enhances the independent health management capabilities of the elderly, but also responds to their emotional needs and helps them better enjoy their elderly life.

  The scientific nature of this model has been endorsed by authorities. According to a study in the "International Journal of Clinical Research", after 12 weeks of intervention, the "4816 Nutritional Diet Therapy System" can significantly improve the metabolic indicators of patients with overweight, diabetes, hyperlipidemia, etc. The practice of Changqing Group not only confirms the closed-loop value from scientific evaluation to warm companionship, but also provides a replicable new industrial paradigm for the high-quality development of the silver economy with standardized service capabilities.

  Government-enterprise collaboration: “Health+” activates the collaborative development of the silver industry

  In the process of promoting high-quality development of the silver economy, government-enterprise collaboration has become an important model for building a new ecology of silver consumption. Government departments provide support for the development of the silver economy by formulating policies and building platforms, while major companies innovate service models, expand new consumption spaces, and use technological innovation to drive the standardization and intelligent implementation of health management services, which has become an important direction for industry transformation.

  For example, in Tianjin, Changqing Group and the Economic Development Zone Medical and Health Bureau jointly built a "National Digital Health Management Platform" to integrate medical and health resources and build a full-chain digital health service system; in Wenzhou, Zhejiang, Changqing joined hands with the Lucheng District Government to promote the digital transformation of the big health industry to provide more convenient and accurate health management support for the elderly.

  At the same time, the "Health+" model, as a new engine for the silver economy, integrates health services into scenes such as cultural tourism and agriculture, which not only enriches the lifestyle of the elderly but also promotes the upgrading of local industries. In Yunnan, Changqing cooperates with government departments to trace the origin of high-quality agricultural products, and works with the provincial brand "Yunpin" to spread healthy food culture and help upgrade local specialties. At the same time, Changqing innovatively designs exclusive healthy cultural tourism routes for seniors, promotes the integration of "healthy consumption" and "cultural tourism experience", and enriches the "aging-in" lifestyle of the elderly group.

  Science popularization and empowerment: from community classes to customized solutions to the practice of “enjoying old age”

  In the process of promoting the concept of "enjoying old age", the popularization of health knowledge and the building of community service capabilities are equally critical. A series of nutrition and health courses, community screening services, dietary guidance and other public welfare activities for the elderly are being carried out on a regular basis in many places across the country.

  In this wave of public welfare, a group of companies deeply involved in the field of health are becoming important driving forces. For example, Changqing Group released a "free nutritious food therapy plan", organized nutritionists to participate in media program recordings, and carried out special actions to popularize dietary science.

  In addition, over the years, Changqing’s nutritionist team has gone deep into communities in Beijing, Tianjin and other places to provide public welfare services such as health screening, nutritional assessment, and personalized dietary guidance, helping elderly community residents master nutritional management skills and establish scientific dietary concepts.

  Conclusion

  From "elderly care" to "enjoyment of the elderly" is not only a redefinition of the elderly's lifestyle, but also a systematic reconstruction of the social service system, industrial structure and consumption concepts.

  The high-quality development of the silver economy is inseparable from the refinement and industrial upgrading of health services. Nutritional diet therapy, as an important track in the health management of the elderly, is leveraging the scientific intervention system, diversified integration model, and sinking service layout to stimulate the continuous release of the consumer demand of the elderly. In the future, with the participation of more social forces and the deepening of cross-border integration, a new picture of "enjoying old age" with more warmth and higher quality is gradually becoming a reality.

  41 minutes ago

• Take A Quick Look! Details Of Tuition Fees, Miscellaneous Fees, Accommodation Fees And Other Expenses For Studying In Japan As A Graduate Student

  More and more students will choose to study in Japan for postgraduate studies, so what is the cost of postgraduate study in Japan? Now follow the editor to learn about the cost of postgraduate study in Japan!

  Cost of studying abroad for graduate students in Japan

  1. Tuition fees

  Graduate School (Graduate School): Japan National Graduate School, about 755,000 yen;

  Public universities in Japan (average) are about 820,000 yen;

  Japanese private universities:

  Humanities, approximately 1.01 million yen;

  Social Sciences, about 1.03 million yen;

  Medicine and dentistry, about 1.09 million yen;

  Agriculture and Pharmacy, about 1.15 million yen.

  2. Tuition and fees

  Under normal circumstances, the registration fee is 9,800 yen, the admission fee is 84,600 yen, and the research materials (tuition fees) are 350,000 yen per year, totaling about 440,000 yen.

  3. Medical expenses

  Students studying in Japan for more than one year must enroll in the National Health Insurance, and the payment amount is based on their income level.

  International students are generally regarded as a no-income group and pay the minimum insurance premium (about 2,000 yen). When seeing a doctor, they only need to bear 30% of the medical expenses themselves.

  4. Accommodation fee

  Japanese national universities generally have international exchange halls, and the rent is low, usually between 5,900 and 10,000 yen. Due to the large number of applicants, it is not guaranteed to move in immediately after arriving in Japan; however, you can apply for private international student dormitories, and the rent is usually between 20,000 and 50,000 yen.

  This is a general situation and may vary depending on exchange rates and types of dormitories.

  5. Transportation expenses

  (1) Tokyo Metro:

  Adult one-way fare types are: 160 yen (starting price within 1-6 kilometers), 190 yen, 230 yen, 270 yen and 300 yen;

  Children's one-way fare types are: 80 yen, 100 yen, 120 yen, 140 yen, 150 yen

  Purchase based on ride distance.

  Basic requirements for studying in Japan as a graduate student

  1. Only undergraduate graduates with a 4-year or above program are eligible to apply for the graduate school.

  Undergraduate graduates are required to hold valid graduation certificates and degree certificates. It is very unlikely for individual junior college students, self-study students, and students without degree certificates to directly apply to Japanese national and public universities in China. Therefore, experts from YiStudy.com suggest that these students can apply through language schools. Note: Generally, graduate schools require students to have a bachelor's degree, but some schools do not require this. Some students have dual college degrees. Although their cumulative years of study have reached four years, they are still not eligible to apply for Japanese graduate schools.

  2. Japanese level 2 or above.

  This is a minimum threshold. For students majoring in liberal arts and Japanese, their Japanese proficiency level needs to reach Level 1. Although in theory graduate students do not need language proficiency, experience shows that students who do not have Japanese skills and apply directly from home have almost no success rate.

  3. Before officially applying for graduate school, you can study as a graduate student for one year.

  It is worth noting that only undergraduate graduates of 4 years or above are eligible to obtain the status of visiting students. One of the qualifications for applying to a graduate school in Japan is to have an academic degree of more than 16 years. Please note that the number of academic years for non-regular students will not be counted.

  4. Mentors are very important

  The application for graduate students in Japan is based on a tutoring system, which means you are dealing with people, not a school or a system, so there will be a lot of uncertainty. Some students jokingly say that studying in Japan is like a blind date. If you like it, it is OK. It is not unreasonable. You may not have all of these conditions, but as long as you have two or three of them, you still have the possibility of applying to a prestigious school.

  5. Qualifying average score

  Nowadays, the average requirements of Japanese universities are not too high, but they must ensure that there are no failing subjects. The Japanese take passing points very seriously. However, due to competition issues, some prestigious schools still have to ensure that the average score is above 75 points. And it better not get lower and lower. It's better to have a trend that is getting higher and higher.

  Admission pathways for studying in Japan

  There are two main ways for self-financed international students to apply for Japanese universities. One is to participate in the direct admissions of Japanese universities in China. The other is to first apply for Japanese language schools or Japanese language courses affiliated with Japanese universities (the Immigration Bureau stipulates that applying for Japanese language schools and Japanese language courses requires equivalent to Japanese Language Proficiency Test Level 4). After staying in Japan, after about a year of Japanese language education, they can take the exam of Japanese universities. The former method is mainly used by Japanese private universities, and the number has increased in recent years.

  The undergraduate examinations for international students at national universities in Japan almost all use the "Examination for Japanese University Admission for International Students" administered by the "Japan International Students Support Organization", while most private universities use their own university's independent examinations. In addition to Japan, the "Examination for Japanese University Admission for International Students" is mainly implemented in South Korea, India, Indonesia, Singapore, Malaysia, Vietnam, Thailand, the Philippines, Mongolia, Taiwan and other Asian countries and regions, but it has not yet been implemented in mainland China.

  The independent entrance examinations for private or public universities in Japan are determined independently by each university, with various forms. It is best to confirm the specific content through the website of each university. Most university exams include a written test and an interview. The content of the written test is mostly short essays, so the interview and short essays sometimes become the key links in whether you can enter the university you apply for. Private universities usually start registration in September, take the exam in November and release the results in December; national universities generally start registration in December, take the exam in February and release the results in March. Some universities also have an autumn admissions system, with summer examinations and autumn (mid-to-late September) admissions.

  In addition, according to the website of the Japanese Embassy in China, if you have a guarantor in Japan, you can apply for a short-term "examination visa", but you need to have an examination notice from a Japanese university and other corresponding certificates.

  41 minutes ago

• A Real Estate Project In Nanchang County Received A Letter From The Government Due To Poor Sales. How Will Local Developers In Jiangxi Be Affected?

  Accused of being "lagging behind" due to poor sales performance, a real estate company in Nanchang County, Jiangxi Province received a work letter from the local government department.

  The letter is titled "Letter from Nanchang County Housing Security Center on the Marketing Work of the Xinguang Garden Project." The letter showed that the Xinguang Garden project ranked low in sales in the second quarter of 2023, which has seriously affected the development of the county's real estate market. It is hoped that the project will promptly adjust its marketing strategy according to market changes, increase marketing efforts, consolidate marketing responsibilities, interview, adjust, and dismiss the marketing team with poor sales, and submit sales rectification measures before July 15, 2023.

  A relevant person from the Nanchang County Housing Security Center confirmed to reporters that relevant work letters had indeed been issued before.

  Another staff member of the Nanchang County Housing Security Center told reporters that the current real estate market situation is indeed not very good, but government departments have introduced many supportive policies this year to boost market confidence and enhance market vitality. Companies should seize the opportunity to increase marketing efforts.

  "Under the same market conditions, there are also projects with good sales performance in the jurisdiction. Some low-ranking projects have previously issued work letters to them. If the performance in the third and fourth quarters improves, it means that the project rectification is relatively in place. The starting point of this is good. I want to urge them to strengthen their marketing work. I hope that real estate companies can explore more ideas and speed up the sales of projects." The above-mentioned staff member said.

  Only 11 units of the letter-receiving project were sold in the second quarter of this year

  A real estate consultant for the Xinguang Garden project told reporters that the Nanchang real estate market is in the process of adjustment. Due to the poor market situation, the project sales performance is indeed not ideal.

  "Nanchang County has previously introduced a house purchase subsidy policy. Eligible people can receive a subsidy of 200 yuan per square meter, which is indeed good for the market. Sales in the first quarter were okay, but the market cooled down in the second quarter, and not all projects sold well. Xinguang Garden projects are all The price is about 6,500 yuan/square meter, and some properties with poor floors and locations are priced at only 6,000 yuan/square meter. Such prices are already relatively low in Nanchang County, but buyers are now in a wait-and-see mood and believe that the market may continue to adjust,” said the above-mentioned real estate consultant.

  The work letter shows that in the second quarter of 2023, a total of 4,244 units and 431,200 square meters were sold in Nanchang County, with the sales area increasing by 78.3% year-on-year. However, when the Nanchang County Housing Security Center checked the sales of the Xinguang Garden project developed and constructed by Huiren Group Co., Ltd., it was found that the Xinguang Garden project ranked low in the county’s real estate sales in the second quarter of 2023, with sales data of 11 units and a sales area of ​​1,129.11 square meters.

  In terms of market changes, according to the China Index Academy's 100-city new residential price index, in July 2023, Nanchang's new home price index fell by 0.02% month-on-month, and the second-hand home price index fell by 0.54% month-on-month.

  A real estate consultant for the Xinguang Garden project told reporters that if the market's wait-and-see mood does not change significantly, buyers are not willing to enter the market, and Nanchang County's home purchase subsidy policy expires at the end of this month, it is expected that project sales will be difficult to see a big improvement in the short term. "If the relevant departments can relax the management of real estate sales prices, through the method of exchanging price for volume, the project sales performance may be better."

  Among many measures, can developers use discounts and price reductions? In this regard, the staff of the Nanchang County Housing Security Center stated that moderate promotions can be carried out within the floating range of the registered price, but the discount rate must not exceed the corresponding floating range.

  Will the "price limit orders" in various places be adjusted?

  Chen Xiao, a senior analyst at Zhuge Data Research Center, pointed out that it was relatively rare before that relevant local government departments put forward marketing rectification requirements for projects with poor sales.

  "We supervise some real estate projects that are lagging behind in sales by sending work letters, with the intention of urging them to speed up sales. Judging from the specific situation of the project, due to the relatively remote location of the property and the location is not along the subway, it will face greater marketing pressure during the market exploration process, and the reason cannot be simply attributed to 'inadequate marketing'." said Yan Yuejin, research director of E-House Research Institute.

  Zhang Dawei, chief analyst of Centaline Real Estate, believes that as the property market continues to be sluggish and the sales performance of real estate companies declines, problems will arise in the return of funds. Developers will definitely try every means to speed up sales to reduce their own pressure.

  "The Nanchang County housing management department urging real estate companies to strengthen sales reflects that the real estate market continues to decline, and some local governments are very anxious. In the past, these local government departments were referees, but now they are starting to become athletes." Zhang Dawei said.

  Chen Xiao believes that "this letter reflects the local government's close attention and emphasis on real estate sales, but it also puts certain pressure on real estate companies. The current cooling trend of the property market is still continuing, and the sales side is under pressure. Since the end of July, relevant departments have frequently spoken out about the real estate market and expressed their determination to optimize property market policies in a timely manner. However, the specific policy details have not yet been implemented, and the market downward trend has not been alleviated."

  Many analysts pointed out that market fluctuations have their own regularity. There are multiple complex factors in the current adjustment of the real estate market. It is not just relying on policy support that can bring the market back to its previous track.

  "Policies do play a certain role in stabilizing the property market, but policies should not place too high expectations on them. They should also take into account the fundamentals and changes in the market. As the urbanization process enters a new stage, subtle changes have taken place in the supply and demand relationship of the real estate market, population structure, economic environment and other aspects. The adjustment cycle of the property market may not end quickly in the short term and may last for a long period of time. We should not be too optimistic about the market outlook." Zhang Dawei said in an interview with reporters.

  He further stated that price is an important factor in this round of property market adjustment. "If the real estate market is reduced to a certain level, the market bottom may come sooner, but if the sales price of new homes is strictly controlled, the market adjustment cycle may be longer. Based on this, local governments can moderately adjust the scope of the 'price limit order', which may help the sales of real estate companies."

  2 hours ago