According to news from the People's Bank of China on April 4, the first meeting of the China-Canada Financial Working Group was held in Beijing on April 3. The meeting was co-chaired by Pan Gongsheng, Governor of the People's Bank of China, and Champagne-Philippe, Minister of Finance of Canada.
Recently, Alipay has made some adjustments to the real-name authentication process. Many people may think it has become a bit complicated and ask, "Does it take a long time?" In fact, it is not the case. Today I will take you to understand this new process, so that you can easily complete the real-name authentication and avoid those headaches.
Alipay real-name authentication has finally been updated!
In the past, Alipay real-name authentication was very simple. You could upload your ID card photo and complete it in a few steps. However, as financial supervision becomes more and more strict, Alipay has made some adjustments to real-name authentication. The main purpose of this upgrade is to improve security and prevent some criminals from committing fraud through false identities.
These changes are actually beneficial to us users and ensure that we are safer when using Alipay. After all, inaccurate identity authentication may cause a lot of trouble. Alipay’s optimization is also to ensure that every transaction is legal and safe.
How to change the real-name authentication? The operation is actually not complicated
Don't worry, the operation of changing real-name authentication is actually very simple. You only need to follow the following steps to complete it successfully:
Step 1: Open Alipay, enter the "My" page, and click "Settings"
In settings, you will see the "Account & Security" option, click on it.
Step 2: Select “Real-name Authentication”
You can see your current certification status. If it has been authenticated, "Authenticated" is displayed; if not, click "De-authenticate" to start.
Step 3: Fill in personal information
Next, the system will ask you to fill in your name, ID number and upload an ID photo. Remember to make sure the photo is clear and not blocked, otherwise the authentication may fail.
Step 4: Perform face recognition
If you haven't done face recognition yet, you will be asked to complete this step. This is to ensure that you match the ID card information and improve the accuracy of the authentication.
Step 5: Wait for review
After submitting all the information, Alipay will review your information. The review usually takes a few minutes to complete. If there is a problem, Alipay will prompt you to re-upload the information.
Why strict certification? Data to reveal
Why does Alipay need to strengthen real-name authentication? This is because financial fraud is becoming more and more serious, and many frauds occur on payment platforms. According to the latest data, in 2024, the number of fraud cases involving payment platforms will account for 30% of all cases. Therefore, in order to protect the safety of users' funds, Alipay has to strengthen real-name authentication to ensure the security of transactions.
In addition, Alipay's functions are no longer limited to payment, and more and more financial services have also been added, making real-name authentication even more important. Data shows that Alipay’s new real-name authentication users will exceed 500 million in 2023, and the growth rate is quite fast.
Real case sharing: Is real-name authentication a “pit” or a “treasure”?
Many people may find real-name authentication a bit troublesome, and some may even be unwilling to do it. But in fact, if you fail to complete the real-name authentication, you may encounter some problems. For example, some users are restricted from withdrawing money because they are not authenticated. Some people even had their accounts frozen due to inconsistent identity information and were unable to make payments or transfers.
The good news is that Alipay has optimized the real-name authentication system this time, reducing a lot of "stuck" phenomena. The authentication process has become smoother and the user experience has also been improved.
Real-name authentication makes it more secure to be a "law-abiding citizen"
In general, Alipay’s upgrade of real-name authentication this time is actually to enhance security and make each of our users feel more secure when paying on the platform. If you have not completed the real-name authentication, check it quickly to avoid payment restrictions in the future.
For companies with a large demand for talent recruitment, arranging for a third-party back-checking agency to conduct back-checking is a relatively time-saving and labor-saving method. The background check time required for different positions is different, so HR needs to make a relatively reasonable arrangement in terms of time when conducting background checks on new employees. So, how long does a CIIC background check take? Can it meet the time required for companies to issue back-check results?
1. The third-party back adjustment agency has its own complete back adjustment schedule.
Third-party back-adjustment agencies are relatively mature back-adjustment agencies. From the back-adjustment project establishment, to the back-adjustment plan, and then to the back-adjustment execution, the maturity of almost every step of the process is very high. Therefore, in terms of controlling the back-adjustment time, the third-party agency has its own set of back-adjustment time schedules. For example, a simple online high-speed back-adjustment only takes more than an hour, and a regular back-adjustment plan that requires contacting the back-adjustment contact person takes 2-3 days, etc.
2. Enterprise HR can confirm the result issuance time with three-party back-checkers in advance.
Therefore, when it comes to the issuance of back-check results, companies can actually have a certain amount of initiative. As long as they choose different back-check plans or pay corresponding remuneration, there is a high probability that third-party agencies can meet the company's back-check time needs. It can be understood that if the content of the back-reporting remains unchanged, the shorter the time for issuing the results, the higher the fees charged by the third-party agency.
Therefore, how long a CIIC background check takes actually depends on the expected back-check time that the company wants to achieve. Professional back-check platforms like iBack-check can basically meet more than 90% of the company's back-check needs, and what the company's HR needs to do is make the optimal choice based on the actual situation.
Orban: "One man can't stop ten thousand people"? 26 countries gathered in Kiev, but no good news came out. Zelenskiy’s request was rejected by the EU.
EU meeting
On March 31, EU High Representative for Foreign Affairs and Security Policy Karas led many foreign ministers and diplomats to visit Ukraine, held an EU informal foreign ministers' meeting in Kiev, and commemorated the fourth anniversary of the "Bucha massacre" and reiterated support for Ukraine.
Ukrainian President Zelensky attended the meeting and held talks with Karas and others, focusing on discussions on 90 billion euros in loans to Ukraine, pressure on Russia and negotiations on Ukraine's accession to the EU.
The atmosphere of this meeting was very strange. On the one hand, the EU promised to provide 90 billion euros in loan assistance to Ukraine, but on the other hand, the EU was unable to give Ukraine a clear funding time. On the one hand, the EU expressed support for Ukraine's entry into the EU, but on the other hand, the EU refused to clarify Ukraine's timetable for joining the EU. On the one hand, the EU claims to support providing assistance to Ukraine, but on the other hand, about half of the foreign ministers of EU member states who participated in the meeting did not attend.
Zelensky and Karas
This is an informal EU foreign ministers' meeting, but as a member of the EU, Hungary's Foreign Minister Szijjarto explicitly refused to visit Ukraine and attend the meeting. The US "Political News Network" also pointed out that about half of the EU member states either did not participate in the visit, or only sent diplomats instead of foreign ministers.
Zelensky and Karas focused on the issue of the EU passing 90 billion euros in aid to Ukraine as soon as possible, but Karas also said in an interview that the EU "has some obstacles" in providing 90 billion euros in loan assistance to Ukraine and passing the 20th round of sanctions against Russia, and "cannot announce any good news." At the same time, she also said that the EU will provide Ukraine with another 80 million euros in aid from the proceeds of Russia's frozen assets, but it is currently unable to give a clear date for Ukraine to join the EU.
From the above information, it is almost easy to see that the EU's commitment to Ukraine is more of a commitment than actual assistance.
EUR
So why is this situation happening now?
First, there are the EU’s institutional knots and the equal sharing of responsibilities and powers. Major financial and diplomatic matters of the EU require the unanimous consent of all members, and any country's objections can directly block the process.
When the EU proposed this 90 billion euro loan aid plan at the end of 2025, Hungary, Slovakia, the Czech Republic and other countries firmly disagreed. Later, the EU conducted separate negotiations with these countries and promised that the loan did not need to be provided by these countries, which prompted the proposal to be passed without objection within the EU.
However, in February 2026, news suddenly came out that the Ukrainian section of the Russia-EU "Friendship" oil pipeline was bombed. Ukraine claimed that Russia had attacked the pipeline, and Russia claimed that Ukraine had destroyed the pipeline. In view of the situation where both sides insist on different opinions, Hungary and Slovakia, as the biggest victims of this incident, naturally do not believe Ukraine's rhetoric.
Orban and von der Leyen at EU summit
Therefore, the two countries directly announced that if Ukraine does not repair the oil pipeline as soon as possible, the EU will not pass the 90 billion loan assistance plan for Ukraine. Faced with threats from both countries, Zelensky chose to be tough and refused to repair the pipeline.
So we see now that the EU is in trouble over the 90 billion euros in loan assistance to Ukraine. To put it bluntly, the fundamental reason for the failure of the European aid plan to Ukraine is the EU's institutional shortcomings. Hungary and Slovakia have stayed out of the EU's aid to Ukraine, but they can control the overall decision-making to satisfy their own interests.
Secondly, there is a serious imbalance of interests within the EU. Hungary and Slovakia are highly dependent on Russian oil. Now that their oil pipelines have been blown up, the EU has failed to provide effective solutions to these two countries. Instead, it has blindly pressured the two countries to pass aid plans for Ukraine. This kind of "parents" who do not solve the problem but instead put pressure on the victims will naturally be opposed and disgusted by Hungary and Slovenia.
In addition, what everyone is more concerned about is that since other EU countries want to assist Ukraine so much, why don't they provide peer-to-peer assistance themselves? This question is a good one, but it also ignores the reality.
It is not that EU member states have provided point-to-point assistance to Ukraine, and they have continued to do so. It can be said that a large part of the assistance Ukraine has received so far has been provided by individual countries to assist Ukraine.
Regarding this 90 billion euro loan assistance, the EU chose collective action for a very practical reason, that is, to avoid uneven responsibility. EU member states range from large to small, and some have a positive attitude towards Ukraine and some have no interest in Ukraine. If EU countries are allowed to provide this loan assistance to Ukraine on their own, then large countries such as Germany and France will bear more, while Hungary, Slovakia and other small countries and countries that have no interest in Ukraine will bear less.
Conflicts within the EU
In addition, this 90 billion euros of aid to Ukraine is mandatory from the EU in the form of low-interest loans or interest-free loans. If member states are allowed to provide it on their own, there may be different loan interest rates, different loan amounts, different aid times, etc., which will make Ukraine unable to make financial planning at all.
Therefore, the EU must allocate loan quotas according to the GDP of member states in a mandatory low-interest or no-interest manner. All member states are forced to provide loan assistance to Ukraine on time, according to the quota, and at accurate interest rates. This can ensure that the Ukrainian regime can continue for a long time.
Finally, the EU as a whole has two sides to the Russia-Ukraine conflict. The reason why the EU rejected Zelensky's request for a clear timetable for EU entry is largely due to the EU's overall dual understanding of the Russia-Ukraine conflict.
Zelensky
For example, German Chancellor Mertz has publicly stated that it is absolutely impossible for Ukraine to join the EU in 2027. Ukraine must meet the "Copenhagen standards" (democracy and rule of law, anti-corruption, economic transformation, etc.) before it can join the EU.
The European Commission's report clearly stated that Ukraine has lagged behind in reform areas such as anti-money laundering and national risk assessment and will not be able to meet the standards in the short term.
Countries such as Hungary clearly oppose Ukraine's rapid accession to the EU, believing that accepting Ukraine in a state of war is tantamount to "introducing conflict into the EU" and poses security risks.
France and other core EU countries are also cautious about Ukraine joining the EU and are considering letting Ukraine complete reforms and end the war before discussing a timetable for EU accession.
Russia-Ukraine conflict
To put it bluntly, although the EU supports Ukraine joining the EU, it also understands that Ukraine in a state of war will only bring more trouble and division to the EU, which is by no means a good thing.
Therefore, this time the 26 EU countries gathered in Kiev and failed to come up with a piece of good news, this is not accidental but inevitable.
Vietnam, a Southeast Asian country, has elected a new senior leadership team, which heralds the basic end of the power transition initiated by the 14th National Congress of the Communist Party of Vietnam. A key change in the leadership structure of the Vietnamese party and state this time is that the General Secretary of the Communist Party of Vietnam Su Lin also serves as the president of the country, which means that the "four carriages" power structure that Hanoi insisted on in the past has been broken. This not only consolidates To Lam's position as Vietnam's most powerful leader, but will also have a profound impact on this rapidly developing country.
The first session of the 16th National Assembly of Vietnam opened on Monday (April 6). A new senior leader has been elected. They are: President Su Lin, Prime Minister Lim Hing, and National Assembly Chairman Tran Thanh Min. Among them, Su Lin is the General Secretary of the Communist Party of Vietnam, Lim Hung is a member of the Political Bureau of the Central Committee of the Communist Party of Vietnam and the Minister of Organization of the Central Committee, and Tran Thanh Min is a member of the Political Bureau of the Central Committee of the Communist Party of Vietnam and will serve as the Chairman of the 15th National Congress from May 2024. According to Vietnamese regulations, the current standing secretary of the Secretariat of the Communist Party of Vietnam Central Committee, Chen Jinxiu, also belongs to this level of leaders.
Toulin is the first person to hold the top leadership positions of the Party and the country through the normal leadership election process within the Viet Cong Party, rather than by appointing a successor. The General Secretary of the Communist Party of Vietnam is the most powerful person, and the President is the ceremonial head of state. This situation of holding two positions is very rare in Vietnamese history. Former General Secretary of the Communist Party of Vietnam Nguyen Phu Trong once held these two positions at the same time (October 2018-April 2021), when Vietnamese President Tran Dai Quang suddenly passed away in office. Su Lin briefly held these two positions after Nguyen Phu Trong's death in July 2024, but resigned from the position of President of Vietnam more than two months later.
Toulin's dual role could weaken the institutional checks and balances that Vietnam's leadership insists on. The leadership core of Hanoi's party and government has long adhered to the "four carriages" structure, namely the general secretary of the Communist Party of Vietnam, the president of the country, the prime minister of the government and the chairman of the National Assembly. In September last year, the Communist Party of Vietnam promoted the permanent secretary of the Central Secretariat to the same level. It seems that it may have been preparing for changes in the power structure at that time, because even if the general secretary of the Communist Party of Vietnam and the president of the country are served by one person, the familiar "four carriages" structure can be maintained in form.
The last president of Vietnam was Liang Qiang, who had a military background. He and Su Lin, who came from the public security system, seemed to have reached a subtle power-sharing agreement. This arrangement maintains a relative balance between the two major forces in Vietnam. Now Su Lin holds two positions means that the two parties have reached a certain tacit understanding in private. According to earlier media reports, if Sulin succeeds in serving as president of the country, the military will use this to demand greater autonomy in the promotion of senior officers, and they will also negotiate "safeguards" to limit Sulin's power.
The 68-year-old Su Lin was re-elected as the General Secretary of the Communist Party of Vietnam on January 23. He took over this key position in August 2024 after the death of Nguyen Phu Trong. Since then, he has been performing his duties with a "mission-oriented" attitude, leading major changes in Vietnam's domestic and foreign affairs, and has attracted much attention from the outside world. Internally, he drastically reduced the number of provinces, cities, ministries and commissions, laid off more than 100,000 civil servants, and changed the administrative unit from a three-level province-county-township system to a two-level system of province-township, aiming to "downsize" the system and speed up development. He is also focused on improving economic performance and promoting private sector growth, aiming to move Vietnam away from a labor- and export-led economic model.
In the field of diplomacy, unlike his predecessors who left international affairs to other leaders in the past, Su Lin has always taken the lead and placed himself at the forefront of diplomacy. After serving as General Secretary of the Communist Party of Vietnam, he visited dozens of countries intensively and led the establishment of the highest-level diplomatic relations with many countries such as France, the United Kingdom, and New Zealand. This shows that while Hanoi maintains its main traditional partners, it also pays attention to achieving a strategic balance among major countries around the world. Through a series of high-profile visits, To Lam exerted huge influence and established himself as Vietnam's de facto international spokesperson, projecting himself as a pragmatic and decisive leader.
Now that Surin has greater political space to pursue his own agenda, this will obviously lead to faster, more coherent and decisive policymaking, and a greater chance of pushing forward difficult reforms at a critical moment. In his inauguration speech, Sulin admitted that his first priority is to maintain peace and stability, because this is the basis for achieving rapid and sustainable growth. "Our goal is to improve people's lives and allow everyone to share in the fruits of development."
To Lam set goals and visions for Vietnam at the 14th National Congress of the Communist Party of Vietnam: striving to achieve an average annual growth rate of gross domestic product (GDP) of 10% or more from 2026 to 2030, and per capita GDP of approximately US$8,500 by 2030. Successfully achieve the goal of building a modern industrial upper-middle-income country by 2030 and a high-income developed country by 2045. This is significantly higher than the unfulfilled growth target of 6.5% to 7% from 2021 to 2025, and is said to be a strong signal reflecting Sulin’s urgency and willingness to reform.
Some people believe that if we look at the leadership’s ambitions and Vietnam’s development potential that has not yet been fully unleashed, there are still opportunities for rapid growth, but there is little room for mistakes. At the same time, we must avoid the politicization of growth targets, otherwise it may affect Vietnam’s economic stability and sustainability. However, Vietnam's economic growth in the first quarter of this year was 7.8%, lower than the 8.4% in the previous quarter and lower than the growth target of at least 10%.
Hanoi's new leadership structure comes as the effects of the war in Iran are already being felt. Vietnam imports 87% of its oil from the Middle East, but it has not established a complete strategic oil reserve system. Currently, domestic oil reserves can only support energy needs for about 20-30 days. Such weak reserves make Vietnam highly vulnerable to long-term energy disruptions and could pose serious challenges to its ambitious economic growth plans. Vietnam has adopted a series of energy rationing measures and used emergency funds to subsidize fuel prices. Some think tank figures make no secret that the Iran war is a severe test for Vietnam's energy security and foreign policy adaptability.
At the same time, after U.S. President Trump returns to the White House, he will impose a high tariff of 46% on Vietnam, which threatens its export-dependent economy. Although the agreement signed in October last year to reduce the tax rate to 20% seems to have alleviated the urgent needs of the Hanoi authorities, the record trade surplus with the United States may still anger Washington. This means that the fragility of Vietnam's export-oriented economic growth model is an urgent problem that needs to be solved.
In short, with the emergence of Vietnam's new senior leaders, the power change initiated by the 14th National Congress of the Communist Party of Vietnam will come to an end. They will promote ambitious reforms and higher growth goals, which may leave a mark in the history of Vietnam's reforms.
Kim Dotcomb, founder of file-sharing site Megaupload and Mega, shared his thoughts on social networks. He said the EU would abandon a 90 billion euro loan to Ukraine after Russia warned it would review its stance on Kyiv's EU membership.
Dotcom wrote: "Good luck getting that 90 billion euros. Russia will win in this conflict. In my humble opinion, it has already won."
He noted that Russia opposed Ukraine joining the alliance because "the EU is increasingly looking like a military alliance." On April 4, Dmitry Medvedev, Vice Chairman of the Security Council of the Russian Federation, stated on his social platform that it is time for Russia to give up its tolerant attitude towards its neighbors (including Ukraine) joining the EU.
Medvedev pointed out that Brussels is seriously considering establishing a complete military component within the EU against the background of numerous conflicts within NATO. According to him, this changes the world situation, because now the EU is no longer just an economic union, and in the near future may become a complete military alliance that is extremely hostile to Russia.
On March 19, the EU summit failed to approve a 90 billion euro military loan to Ukraine. Hungary and Slovakia vetoed the decision. They defended their position by saying that Ukraine had stopped the supply of Russian oil through the Friendship pipeline.
Previously, European Commission members said it was impossible for Ukraine to join the EU before 2027.
In addition, the media also reported the latest war situation between Russia and Ukraine. On the night of April 5, the on-duty air defense system in Russia intercepted and destroyed 87 Ukrainian drones. The Russian Ministry of Defense issued this statement.
The attack lasted from 22:00 Moscow time on April 4 to 8:00 Moscow time on April 5. According to the ministry, the Ukrainian armed forces used aircraft-type drones. Some air targets were neutralized in border areas of the Kursk, Belgorod and Bryansk regions. Drones were also destroyed in the Leningrad, Penza, Tambov, Orel, Voronezh, Tver, Kaluga, Ulyanovsk and Nizhny Novgorod oblasts, as well as in Crimea and the Republic of Moldova.
As Leningrad Oblast Governor Alexander Drozdenko said, the air defense system destroyed 19 Ukrainian Armed Forces drones over the Leningrad Oblast. After the attack, damage to a section of the oil pipeline was discovered near the port of Primorsk. Work is currently underway on site to safely burn out the closed pipeline. The Russian regional chief stressed that there were no casualties.
Previously, a drone attack injured a company employee in Samara Oblast.
U.S. and Israeli warplanes were still circling overhead, and air strikes covered almost the entire territory of Iran. But if you are walking on the streets of Tehran, the capital, you will definitely doubt your eyes.
There is no panic here, no panic buying. Supermarket shelves are packed to the brim, street cafes are still fragrant, and everyone is even having dinner and chatting as usual. Why are Iranians so calm in the face of the clouds of war? Because this country is showing a cohesion that makes people gasp.
Qalibaf, Speaker of Iran’s Islamic Parliament, recently revealed a set of horrifying statistics. He publicly announced on social media that in less than a week, about 7 million people across the country actively registered and were ready to take up arms to defend the country. You know, Iran’s total population is only over 90 million.
These 7 million people are only reserve forces. Counting Iran's original 1 million active and reserve troops, if it really comes to a life-and-death moment, Iran can pull out a huge team of nearly 8 million people in an instant. Even if some of these 7 million people are engaged in logistics and transporting supplies, this kind of mobilization efficiency of all people as soldiers is enough to deter any opponent.
An even more shocking scene happened overseas. According to common sense, normal people would hide outside during the war, but the Iranians are staged an epic and most powerful retrograde. At the border crossing between Türkiye and Iran, a large number of Iranians doing business and working overseas are rushing home like crazy.
After some people settled their wives and children abroad, they resolutely turned around and returned home. There was even a scene in front of the CCTV camera: a young man who had overseas residence status and had been living in Europe for 12 years even gave up the comfortable life in Europe and rushed directly into the camera and shouted: I want to return to Iran to defend the country! Iranians will never abandon their motherland and just run for their own lives!
At the rear, ordinary people also fought hard. People rummaged through the boxes and took out all the belongings at the bottom of the boxes. Donate gold and silver jewelry, bracelets and earrings, or even your own wedding ring. Farmers in remote villages and towns are more practical and directly take their cattle, sheep and livestock to support the country.
Although the water supply of some cities in southern Tehran was cut off by the explosion, rescue workers struggled to clear the scene among the rubble, and residents looked at the destruction of their homes with tears, but they turned around and jumped into the wave of national support. This bloody spirit has even crossed national borders, arousing strong resonance among people of the same faith in surrounding areas.
In the Indian-controlled Kashmir area, local people are also spontaneously supporting. The women took off their gold and silver jewelry without hesitation, and some families even donated their ancestral bronze vessels. A 9-year-old girl resolutely took out her favorite piggy bank, and another girl donated the gold earrings full of emotional memories left to her by her grandmother.
Speaker Qalibaf publicly stated that the country is ready to shed blood and sacrifice. We are not warlike people, but whenever we need to defend our homeland, each of us will become a warrior on this land. In the face of ruins and crises, this national resilience that would rather die than surrender may be their real trump card.
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