1. Can I get commission rebates when purchasing car insurance from PICC?
Answer: It is true that you can get rebates when purchasing PICC auto insurance, but the prerequisite is that you have not had a car accident in the previous year and have not applied for auto insurance claims before there will be rebates. If you have applied for auto insurance claims in the previous year, there will be no rebates.
1. PICC compulsory traffic insurance rebate:
In the first year, there is no discount. The price of compulsory traffic insurance for cars with less than 6 seats is 950 yuan, and the price for cars with 6 seats or more is 1,100 yuan.
In the second year, there is a 10% discount, the price of compulsory traffic insurance for cars with less than 6 seats is 855 yuan, and the price for cars with 6 seats or more is 990 yuan.
In the third year, there is a 20% discount. The price of compulsory traffic insurance for cars with less than 6 seats is 760 yuan, and the price for cars with 6 seats or more is 880 yuan.
For the fourth year and above, there is a 30% discount. The price of compulsory traffic insurance for cars with less than 6 seats is 665 yuan, and the price for cars with 6 seats or more is 770 yuan.
2. PICC commercial auto insurance rebate:
The maximum rebate for PICC commercial auto insurance is 30%, but usually no more than 30%.
Auto insurance rebates are divided into exact rebates and informal rebates.
Among them, formal rebates are discounts that can be enjoyed without claims, while informal rebates refer to car insurance sales staff rebates to customers in cash or other forms.
2. How much is the renewal price of PICC auto insurance in 2023?
My friend just bought PICC car insurance a few days ago. The car is 6 years old. Before the expiration of the car insurance contract, he accidentally got into two traffic accidents and made two claims. The detailed price of renewing PICC car insurance a few days ago is as follows:
After two accidents, the premium payable for 2023 PICC Auto Insurance was 2,921.92 yuan, with a rebate of 120 yuan, and the final actual payment was 2,801 yuan.
The guarantee content is as follows:
1. Motor vehicle loss insurance amount: 59526.40 yuan
2. Motor vehicle third party liability insurance coverage: 1,500,000 yuan
3. Complimentary value-added services:
Additional motor vehicle value-added service special terms (road assistance service): 7 times
Additional special terms for value-added motor vehicle services (driving service): 1 time
Additional special terms for motor vehicle value-added services (inspection delivery service): 1 time
To sum up, PICC auto insurance is still very user-friendly. Generally, auto insurance has made claims and there is no commission rebate when renewing the insurance. However, PICC will still give car owners part of the rebate for commercial auto insurance, which shows that PICC auto insurance is most beneficial to car owners.
And I heard from my friend that the service of PICC Auto Insurance is also very good!
① Support the "extremely fast" service of paying compensation first and repairing the car later; the "double-free" service that eliminates the need to fill in documents and accident explanations; and provide one-hour notice for compensation for cases of less than 10,000 yuan.
② Worry-free compensation for personal injury is more "peaceful". Specialists will mediate on-site; notify the compensation on the spot; and handle it quickly at one time.
③Because there are insurance service outlets all over the country, and the service coverage can reach villages, it supports national general compensation and exclusive electronic survey and claim settlement; nationwide 24/7 survey and claims consulting services; and free 50-kilometer rescue service for broken down vehicles nationwide (except for some traffic management sections) (excluding material costs).
If you are interested in the "People's Insurance Company Auto Insurance 2023 Latest Quotation Form" and want to know more, you can click "Consult now and get a free plan", and customer service will provide free consultation and free quotation.
